Installment Plans

Flexible Plans for Every Device

Choose a payment term that works for you. No hidden fees, no credit card required — just a straightforward installment agreement backed by Nteqo's secure platform.

6 Months
Pay it off fast
0%interest
  • ✓Zero interest for 6 months
  • ✓Lowest total cost
  • ✓Instant device activation
  • ✓Early payoff at no charge
Apply for 6 Months
Most Popular
12 Months
Most popular choice
4.9%p.a. fixed
  • ✓Low monthly payments
  • ✓Fixed interest rate
  • ✓Instant device activation
  • ✓Early payoff at no charge
  • ✓Payment holiday option
Apply for 12 Months
24 Months
Spread the cost
7.9%p.a. fixed
  • ✓Lowest monthly payments
  • ✓Fixed interest rate
  • ✓Instant device activation
  • ✓Early payoff at no charge
  • ✓Payment holiday option
  • ✓Device upgrade at month 18
Apply for 24 Months

Estimate Your Monthly Payment

Enter the device price and choose a term to see your estimated monthly payment.

$800
$100$2,000
Payment Term
Monthly Payment
$68.45
Total Cost
$821.40
4.9% p.a.over 12 months

Estimated figures only. Final terms are confirmed at point of purchase through your retailer.

How to Apply

Getting a device on installment through Nteqo takes minutes, not days.

01

Choose your device

Visit any Nteqo-partnered retailer and select the device you want. Look for the Nteqo badge in-store or online.

02

Select a plan

Pick the installment term that suits your budget. Your retailer will show you the monthly payment for each option.

03

Complete the agreement

Sign your installment agreement digitally. The process takes under 5 minutes and requires only a valid ID.

04

Activate and go

Your device is activated immediately. Your first payment is due 30 days from the agreement date.

Eligibility

✓Valid government-issued photo ID
✓Active local phone number for verification
✓Minimum age of 18 years
✓No outstanding Nteqo agreements in default
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No credit check is required. Nteqo uses its own risk assessment model based on your agreement history.

Plan FAQs

Can I pay off my plan early?

Yes. You can settle your remaining balance at any time with no early repayment fee. Log in to your customer portal and select 'Settle Balance'.

What happens if I miss a payment?

You will receive a reminder notification. After a grace period, your device may be restricted until the overdue amount is cleared. See our Device Management page for the full enforcement timeline.

Can I upgrade my device mid-plan?

On the 24-month plan, you are eligible for a device upgrade from month 18 onwards, subject to your account being in good standing.

Is the interest rate fixed?

Yes. Your interest rate is locked at the time of signing and will not change for the duration of your agreement.

Which retailers offer Nteqo plans?

Nteqo partners with over 500 retailers across the region. Ask in-store for the Nteqo option, or contact us to find your nearest partner.

Ready to Get Started?

Find a Nteqo-partnered retailer near you, or contact us to learn more about bringing Nteqo to your store.